The Debt Collectors

"Oh no, here they come again!"

by Michele Armellini

Who Needs Debt Collectors?

Any money-lending business, from usurers to credit card companies. But any supplier might grant credit to a customer, and find their trust betrayed. Less lofty businesses, such as bookmakers, also grant loans. Then there are the ex-wives waiting for their alimony payments. Historically, private businesses often were appointed for tax collection; this can happen again. But speaking game-wise, GMs can make use of a debt-collecting firm. While many adventure/game world designers suggest stripping the PCs of excess cash, and some mention debts and the local taxman, they seldom elaborate on this. So the collectors are here to fill that gap, and to serve as a tool for the GM. Don't let your players ruin the financial balance of your city!

Adventure Hooks And Other Uses

Kane & Thatcher can also serve as adventure hooks: if a righteous PC witnesses their procedures, he might object and get involved. They could be employers if the party is low-powered but rich in muscle; and note that they tend to consider their one-use thugs as expendable. Or they could be hired by the adventurers (who might not know about their methods). Of course they could also serve as urban private eyes. They are a low-power but troublesome enemy for anyone indebted - they'll show up at the most inconvenient moments, e.g., while the adventurers are carrying out delicate negotiations. They . . .

This article originally appeared in the second volume of Pyramid. See the current Pyramid website for more information.

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Article publication date: December 14, 2001

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